There are many major mental
obstacles that deter financial success. The most common reason is that some
people believe, for whatever reason, that they don’t deserve to be rich. Now, I
know some of you may be asking, why is that?
Some people, including myself, have
been raised with a steady drumbeat of destructive criticism. This has led them
to conclude, at an unconscious level, that they don’t deserve to be successful
and happy.
Of course, this is untrue. Yet, this
negative way of thinking can lead to destructive financial habits. These habits
can be hard to break.
Change
Your Attitude Toward Money
Negative experiences in childhood,
which are all too common, can have terrible effects. For example, when
people actually do succeed as the result of hard work, they feel guilty.
These guilt feelings then cause them
to do things to get rid of the money, to throw it away. They spend it or invest
it foolishly. They lend it, lose it or give it away. They engage in
self-sabotage. It can come in the form of overeating, excessive drinking, drug
usage, marital infidelity and often dramatic personality changes.
To change your results with money,
you have to change your attitude toward it. You have to make a habit of seeing
money as something positive.
The fact is that money is very much
like a lover. It must be courted and coaxed and flattered and treated with care
and attention. It gravitates toward people who respect it, value it and are
capable of doing worthwhile things with it. It flows through the fingers and
flees from people who do not understand it, or who do not take proper care of
it.
See
Yourself as Deserving of Money
Sometimes people say that they are
not very good with money. But being good with money is a skill that anyone can
learn through practice.
Usually, saying that one is not very
good with money is merely an excuse or a rationalization. The fact is that the
person is not very successful or disciplined with money. The person has not
learned how to acquire it or to hold on to it.
The starting point of accumulating
money is for you to believe in yourself. You have an unlimited capacity to
obtain all the money that you will ever need.
Look at yourself as a financial
success waiting for a place to happen. And see yourself as deserving all you
can acquire.
Money
is Essential to Our Lives
Money is good. Money gives you
choices and enables you to live your life the way you want to live it. Money
opens doors for you that would have been closed in its absence.
But just like anything, an obsession
can be hurtful. If a person becomes so preoccupied with money, he may lose
sight of the fact that money is merely a tool. If money becomes something used
to acquire happiness, then it becomes a harmful thing.
Money is essential to our lives in
society. It is also neutral. It is neither good nor bad. It is only the way
that it is acquired and the uses to which it is put that determines whether it
is helpful or hurtful.
Take
Action!
Here are two things you can do
immediately to put these ideas into action:
First, recognize and accept that
virtually everyone who has money today at one time was broke and probably broke
for a long time. Then they learned the skills of accumulating money and they
are now financially independent. Whatever they have done, you can probably do
as well.
Second, become a student of money
from this day forward. Study it, learn about it and apply the lessons you
discover toward your own financial life until you begin to attract more and
more money in your direction.
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