Friday, June 30, 2017

HOW TO BECOME A MILLIONAIRE: START THINKING LIKE ONE

Everybody wants to become a millionaire and get rich. Some people just don’t know where to start. You can get rich in your own way and you can start today. These tips will get you started on visualizing the road ahead of you and enable you to set goals to make more money than you ever dreamed you would. Here are 6 different exercises for you to visualize how to become a millionaire and achieve financial independence.

1) How to Make More Money: Start By Writing Down Your Ideas

Buy a spiral notebook. Carry it with you if you possibly can, and write down every idea that comes to you throughout the day. Review this idea log on a regular basis. Sometimes, one idea that you have while you are driving along, sitting, reading, watching television, or in a conversation may be the insight that will lead to the start of your fortune. If your goal is to make more money, write down all of your ideas as to how you will achieve this goal. The rule is, “Catch the idea and write it down.” If you don’t write it down quickly, you will very often lose it.

2) Goal Setting: Relax and Reflect on Your Financial Goals

Take regular time-outs to relax and reflect on your goals and the obstacles that are holding you back from achieving them. During these times of relaxation, ideas will often pop into your mind that can save you hours, days, and sometimes years of hard work.

3) Gaining Financial Independence Using The Magic Wand Technique

Practice the exercise of fantasizing on a regular basis. Sometimes this is called the “magic wand technique.” Imagine that you have a magic wand and you can wave it over your current situation or problem. Imagine that as a result of waving this magic wand, all the obstacles are removed from between you and your financial goals.

4) Project Forward and Think Back on Your Financial Goals

Imagine that your goal is to build a successful business in a particular field. Project forward three to five years and imagine that you now have a successful business in that field. What would it look like? How big would it be? What kind of people would you be working with? What kind of reputation would you have in the marketplace? What would be your level of sales and profitability? How would you be running this business? And especially, what could you start doing right now to make this future dream a reality.

5) How to Become a Millionaire By Practicing “Mind-Storming” on Every Problem

Perhaps the most powerful method of stimulating creative thinking is called “mind-storming,” or the 20-idea method. More people have become wealthy, including me, using this idea more than any other method of creative thinking ever discovered. In fact, this technique alone could enable you to gain financial independence. The method is simple. Take any problem or goal that you have and write it at the top of a sheet of paper in the form of a question. For example, if your goal is to double your income over the next 12 months, then you would write, “How can I double my income over the next 12 months?” You then discipline yourself to write at least 20 answers to that question. You can write more than 20 answers if you like, but you must use your discipline and willpower to write at least 20 answers.

6) Save Your Money and Become a Millionaire

At the very simplest, if you were to save $100 per month, from the time you started work at the age of 20 until the time you retired at age 65, and you invested that $100 per month in a mutual fund that yielded you an average of 10%, you would be worth approximately $1,118,000 by the time you retired. Chances are, your discipline and your resolve to continue saving, year in and year out, would have such an effect on your character and your personality that you would end up earning far more than 10% per year. But at $100 per month, anyone can become a millionaire.

Take Action

Focused questions stimulate your mind and provoke creativity. Decide on a goal and then ask yourself, “Why am I not at this goal already?” What is the main reason?

Wednesday, June 28, 2017

3 IMPORTANT TIPS FOR A SUCCESSFUL INTERVIEW

Job interviews are often quite terrifying to the amateur interviewee or even to one who has been through the wine press a few times. Lightening the tension is crucial to appearing confident and composed, so here are a few extra tips to help you stay in control.
1. Dress appropriately and speak professionally
Appearance and conservatism is everything in an interview. Dress well, look clean, maintain good posture, practice eye contact, and speak professionally. Be careful that your answers do not go beyond sixty seconds. You should know exactly what kind of occupation you are applying for and sell yourself to the employer.
2. Relax
Future employers can sense fear and a lack of confidence; neither is helpful in an interview. Try practicing anticipated questions in the mirror or with a friend to prepare. Always arrive early and organized. If you are to be late, simply phone the company. Punctuality is a must.
3. Pay attention to your manners
Finally, remember your manners. If it is not something that you would do in a formal meeting with an advisor or senior, do not do it. This includes chewing gum, interruptions, being disrespectful or insulting, or bringing up controversial topics.
Remember the basics and know whom you are dealing with to guarantee success. If you have any other important tips, feel free to share them with us in the comments section.

Monday, June 26, 2017

7 STEPS TO FINANCIAL FREEDOM: A FORMULA FOR SUCCESS

One goal that we all have in common is that we all want to make more money.
However, only a small percentage of us actually achieve the financial freedom we long for…
We all want to have enough money so that we never have to worry about money again. The only question is, “Are you ready to do it or not?”
The good news is that there are more people achieving financial freedom faster today than ever before. Through proper financial planning and making it a goal to improve your personal finances, you can become one of them too.

Will More Money Make You Happy?

There is also the question of whether or not having more money will make you a happier person.
According to my good friend John Assaraf and the leading neuroscience research, it can.
Here is a seven-point formula that you can use to help accumulate wealth, become happier, and achieve financial freedom in the years ahead.

1. Begin to Think Positively About Money

Part of becoming rich involves thinking positively about money.
Thinking negatively about money is an emotional obstacle that you must eliminate in order to achieve financial freedom. You must eliminate the thoughts that having more money leads to evil or that money can’t buy you happiness.
When you begin thinking positively about money, you will attract opportunities and open up more doors than you ever thought possible.

2. Rewrite Your Major Goals For Financial Freedom

Set financial goals for yourself.
Rewrite and review your goals on paper every day and think of how you could accomplish them. This will take you between five and ten minutes. The very act of writing and rewriting your goals, and thinking about them each morning before you start off, will increase your chances of accomplishing them.

3. Plan Every Day In Advance

Plan every day in advance. The best time to do this is the night before.
The very act of planning each day, each week, and each month in advance will make you far sharper and more precise at everything you do. You will find yourself with better focus and a greater sense of self-control and personal power when you work from a list.
When you plan every day in advance you will be better able to control and track your spending habits as well. Plan how much you have to spend for the week, the month, the year and decide where you will be able to save.

4. The Principle Of Concentration

Concentrate single-mindedly, every hour of every day, on the most valuable use of your time.
The principle of concentration is absolutely essential to achieve financial freedom. Virtually everything you do in terms of goal setting and financial planning is aimed at enabling you to determine the one or two things that you should concentrate on more than anything else.
Your ability to develop the habit of concentration will do more to ensure your personal finance success than perhaps any other skill or habit you can acquire.
The things you focus the most on and spend the most time doing should be in direct alignment with your financial goals. Spend your time focused on what will make you the most money.

5. Invest in Yourself

Listen to audio programs in your car. The average person spends 500 to 1,000 hours per year behind the wheel. By turning your car into a university on wheels, you can become one of the most knowledgeable and most skilled people in your profession.
Purchase courses on money management, read books on personal finance, and find articles online about money.
Very soon you will have so much knowledge in the area of money that people will come to you for advice.

6. Ask Yourself These Magic Questions

Ask yourself the two “Magic Questions” after every meeting and every event of importance in your life. The first question is, “What did I do right?” And the second question is, “What would I do differently, next time?”
By reviewing your performance immediately after every meeting, sales call, and presentation, you will become better and better, faster than you can imagine.
The answers to both of these questions are positive.
By reviewing what you did right and what you would do differently next time, you program into your mind a predisposition to be even better the next time out.
If you take a few minutes and write down everything you did right and everything you would do differently immediately after a call or presentation, you can double and triple the speed at which you learn and grow and improve in your work.
Improving yourself and your quality of work will, in effect, improve the money you make.

7. Be Generous to Others

The final point is to treat everyone you meet like a million-dollar customer. Treat every single person, at home and at work, as if they were the most important person in the world.
Since everybody believes that he or she is the most important person in the world, when you treat them as if they were, they appreciate your recognition and acknowledgment more than you can imagine.
It is a proven fact that being a more generous person will help you attract more wealth and become a happier person.
We’ve often heard it said, ‘money doesn’t buy happiness’.
But, the truth is that:
  • Money is essential to happiness.
  • Material prosperity predicts life satisfaction,
  • And the more economic status we achieve, the more we’ll feel satisfied with our life.
Not only do our measurements of happiness rise as our income rises, so does our sense of well-being and life satisfaction.
So, by choosing to focus on money goals that motivate you, while also embedding a positive mindset towards money, towards yourself, and life in general, you will help to achieve both increased wealth and happiness.
And when you get there – evidence clearly shows us that being generous with our money makes us happier – and richer!

Friday, June 23, 2017

5 BIGGEST PROBLEMS THE SCREEN GENERATION FACE

Today’s generation of young children are exposed to or have access to the world through the Internet. They are bombarded with video games, cell phones, iPads, and many have TVs in their bedrooms.
We have all heard that excessive screen time is not a good idea, and the American Academy of Pediatrics still suggests limiting the amount of total screen time to 1-2 hours a day, and discourage screen media exposure for children less than 2 years old.
Moreover, too much exposure to screen time can interfere with learning, attention, and a child’s healthy weight. What are some other problems that kids of the screen generation might face? Below are some of the biggest ones:
1. Sleep deprivation
The average child needs at least 10-12 hours of sleep each night to allow the body and brain to grow. Electronic screens emit a “blue light” that the body interprets to be daylight. This awakens the body which causes the child to be awake rather than sleepy at bedtime. Lack of sleep affects the child’s health, learning, and attention span.
2. Obesity
Obesity in children is a national concern. Sitting in front of video screens for hours at a time can cause weight gain due to the lack of physical activity. This can lead to other health concerns like diabetes and heart problems.
3. Rewiring of the brain
The Internet has rewired our children’s brains. They have come to expect instant gratification when texting and using the Internet, and their thought patterns have been changed to meet that expectation. This, in turn, has an effect on how they relate to the world around them.
4. Eyestrain, spine, and posture
Electronic devices give off blue and violet light. Not only is vision affected, but the spine can be affected as well. Chiropractors around the country are noticing an epidemic in spinal issues of children and teens. “Text neck” has been reported in children who tend to text a lot. These children complain of neck pain, back pain, and headaches.
5. Lack of parental supervision and control
The lack of parental supervision leads to many other serious problems. When a child is not being supervised or is allowed to have electronic freedom, they are exposed to an unsafe world.
Cyberbullying has become a recent problem, and oftentimes parents are not even aware that this is going on. Another concern is access to pornography and violence. If parents are not aware of how easy it is to access those adult things, children are left extremely vulnerable.
Technology is a part of our everyday lives, and we know that hours of exposure to a video screen is not the best use of our children’s time. It is our responsibility as adults to help the screen generation learn to limit their time and avoid the many problems that they may be exposed to.

Wednesday, June 21, 2017

HOW TO OVERCOME YOUR FEARS, GET UNSTUCK, AND FUEL YOUR SUCCESS

What scares you? Learning how to overcome fears of failure can be challenging for everyone.
Fortunately, all fears are learned. No one is born with fears. Fears can therefore, be unlearned by practicing self-discipline repeatedly with regard to fear until it goes away.
The most common fears that we experience, which often sabotage all hope for success, are the fear of failure, poverty, and loss of money.
These fears cause people to avoid risk of any kind and to reject opportunity when it is presented to them. They are so afraid of failure that they are almost paralyzed when it comes to taking any chances at all.
There are many other fears that interfere with our happiness.
  • People fear the loss of love or
  • People fear the loss of their jobs and their financial security.
  • People fear embarrassment or ridicule.
  • People fear rejection and criticism of any kind.
  • People fear the loss of respect or esteem of others.
These and many other fears hold us back throughout life…
Here are a few techniques to help you overcome your fears and fuel your success:
Fear Paralyzes Action
The most common reaction in a fear situation is the attitude of, “I can’t!”
This is the fear of failure that stops us from taking action. It is experienced physically, starting in the pit of your stomach.
When people are really afraid, their mouth and throat go dry, their heart starts pounding. Sometimes they breathe shallowly and their stomach churns.
These are all physical manifestations of the inhibitive negative habit pattern, which we all experience from time to time.
Fear Shuts Our Brain Down
Whenever a person is in the grip of fear, he feels like a deer caught in the headlights of a car. This fear paralyzes action. It often shuts down the brain and causes the individual to revert to the “fight-or-flight” reaction.
Fear is a terrible emotion that undermines our happiness and can hold us back throughout our lives.
Visualize Yourself as Unafraid
By visualizing yourself performing with confidence and competence in an area where you are fearful, your visual image will eventually be accepted by your subconscious mind as instructions for your performance.
Your self-image, the way you see yourself and think about yourself, is eventually altered by feeding your mind these positive mental pictures of yourself performing at your best.
Practice Acting “As If”
By using the “act as if” method, you walk, talk, and carry yourself exactly as you would if you were completely unafraid in a particular situation.
You stand up straight, smile, move quickly and confidently, and in every respect act as if you already had the courage that you desire.
Use the Law of Reversibility
The Law of Reversibility says that “If you feel a certain way, you will act in a manner consistent with that feeling.”
But if you act in a manner consistent with that feeling, even if you don’t feel it, the Law of Reversibility will create the feeling that is consistent with your actions.
This is one of the greatest breakthroughs in success psychology. You develop the courage you desire by disciplining yourself repeatedly to do the thing you fear until that fear eventually disappears—and it will.
Confront Your Fears Immediately
Your ability to confront, deal with, and act in spite of your fears is the key to happiness and success.
One of the best exercises you can practice is to identify a person or situation in your life of which you are afraid and resolve to deal with that fear situation immediately.
Do not allow it to make you unhappy for another minute. Resolve to confront the situation or person and put the fear behind you.
Move Toward the Fear
When you identify a fear and discipline yourself to move toward it, it grows smaller and more manageable.
What’s more, as your fears grow smaller, your confidence grows.  Soon, your fears lose their control over you.
In contrast, when you back away from a fear-inducing situation or person, your fear grows larger and larger.
Soon it dominates your thinking and feeling, preoccupies you during the day, and often keeps you awake at night.
Deal With the Fear Directly
The only way to deal with a fear is to address it head-on.
Remind yourself that, “Denial” is not a river in Egypt.
The natural tendency of many people is to deny that they have a problem caused by fear of some kind. They’re afraid of confronting it. In turn, it becomes a major source of stress, unhappiness, and psychosomatic illness.
Be willing to deal with the situation or person directly.
As Shakespeare said, “Take arms against a sea of troubles, and in so doing, end them.”
When you force yourself to face any fear-inducing situation in your life, your self-esteem goes up, your self-respect increases, and your sense of personal pride grows.
You eventually reach the point in life where you are not afraid of anything.